This really happened to me. I had received my cell ph. bill and had been charged for the last mo.bill as will as the present one plus 75 cents for late charge. I mailed the payment in on the the 3rd of Feb. it wasent due untill the middle of the mo. it should have gotten there in time.I decited to pay the bills that i could in person . One place charged me 50 cents for a money order, a -nother place charged me a dallor. So there i am ,out 1 Dallors and 50 cents. as will as the 75 cents late charge. and it allways takes gas to drive the car. This happened yesterday...LoL Your sister in christ Jesus..Gerlene