Hello Maverick. Many of God's people have been where you are. Before I give you some advise and prayer, I'd like for you to know that I have been a Christian Psychologist for 30+ years. That way, you'll realize that my suggestions come from a lot of experiences with others in "tight" situations. I'm retired now and help Forum members as much as I can. I received from our Lord free, and I help others at no cost to them.
First, I hope you realize that you may have got into this situation by poor money managing, just like the rest of us. Go to the Lord in prayer, confession and repentance over not being wise with the funds God allowed you to earn. Work out a budget and stick to it, usually when we see what we are spending on non-essentials, we see where we can save rather than letting a bill lag behind.
If you think back to any time that you spend your money for something for the car, house, and extra food like ice cream, and going to MacDonalds. That's what you have to stop until you get your finances where you can pay your bills. It's what we call "tightening your belt".
This may help. If you need any advise beyond this, give me a shout, I'll try and help you.
Dear Heavenly Father. My new friend Maverick would like your help in getting his finances in order. First I pray that You would encourage his heart not to give up. I sense that He's a good fellow, just not enough money to meet his needs. My prayer is simple Lord, I believe that it's Your will for Maverick to owe no man anything but love. I am praying according to Your will Lord, so will You please help my friend with wisdom in his finances, and with Your power in the Name of Your Son Jesus, I believe by faith that You will give Maverick victory where he can give you honor and praise. Amen & Amen.
