Maybe I've misunderstood your comments -- haven't you said that you believe that once a person has accepted Christ as Savior that they don't / can't sin any more. That you, yourself don't sin? Because you are perfect in Christ -- therefore you are perfect now?
As there are no verses about "accepting Christ as Savior", I can say that I never said those words.
Otherwise, you got the rest right.
Thanks be to God for His immense mercy and grace, for making something of nothing.
I guess your next question will be about 1 John 1:8?
I'll save you the time and offer my explanation for that verse here...
John is writing to a church, about two kinds of men.
Those who walk in the light, and those who walk in the darkness.
Those who walk in the light have had ALL their sins cleansed by the blood of Christ. They CAN say they have no sin.
Those who walk in darkness cannot say they have no sin, because they do continue to commit sin.
John uses an A-B, A-B, A-B style of writing. (Also used by Paul in Romans 8...Spirit-flesh, Spirit-flesh, Spirit-flesh.)
A applies to those who walk in the light and B applies to those who walk in the darkness.
Verses 5, 7, and 9 refer to those who walk in the light.
Verses 6, 8, and 10 refer to those who walk in the darkness.
A...
5 This then is the message which we have heard of him, and declare unto you, that God is light, and in him is no darkness at all.
7 But if we walk in the light, as he is in the light, we have fellowship one with another, and the blood of Jesus Christ his Son cleanseth us from all sin.
9 If we confess our sins, he is faithful and just to forgive us our sins, and to cleanse us from all unrighteousness.
B...
6 If we say that we have fellowship with him, and walk in darkness, we lie, and do not the truth:
8 If we say that we have no sin, we deceive ourselves, and the truth is not in us.
10 If we say that we have not sinned, we make him a liar, and his word is not in us.